Employee Benefits

EBS Associates provides insight that spans the gap from traditional arrangements to newer concepts of self-funding, flex benefits, employee spending dollars and third party administration.

We understand the significant investment employers make to ensure the health and welfare of their employees and the impact this can have on their bottom line. We work with you to ensure the highest return on this investment.

In partnering with EBS Associates we offer:

  • Benefit Audits - Relative value analysis; cost comparisons; risk assessment
  • Benefit Surveys - Employee meetings; employee communication material; awareness studies; company newsletter support
  • Claims Analysis - Regular claim reports; plan utilization by benefit; narrative data comparison; trend projection and analysis; cost containment strategies
  • Renewal Negotiations - Rate comparisons (if applicable), review of carrier reserves and retention charges; plan design alternatives
  • Underwriting Agreements; Funding alternatives; identifying all charges
  • Relative Value Indices - Industry plan design comparisons
  • Claim Resolution - Troubleshooting; claims handling
  • Market Surveys - Preparation of benefit plan specifications/ plan deviations for submission to insurer marketplace; detailed analysis of all insurance carrier responses in the form of a concise report with recommendations.

To receive information on an Employee Benefit program tailored to fit your corporate objectives, your budget, and your employees' needs, select the Online Request Info feature in side bar.